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Bankruptcy case has been dismissed unable to refile. how long is it before the creditors contact you or do you need to call 1st
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Answered on January 23, 2015
With the exception of secured debts (such as a car loan) I would usually wait for them to make contact. This usually buys you much more time to...
Archived
Can our Chapter 13 be converted to a Chapter 7?
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Answered on December 08, 2014
It is possible to coonvert a 13 to a 7, but you must have the help of an attorney to determine if you qualify (this includes issues such as prior...
Archived
I dismissed my BK 13 to re-evaluate. I made a mtg payment after the dismissal & MTG accepted. Can they stop accepting?
Justin's answer
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Answered on December 03, 2014
If you are in default they can choose to stop accepting your payments. Perhaps you should discuss your situation with a different attorney who...
Archived
I loaned someone a significant amount of money but the person is currently under Chapter 13. Have they violated their bankruptcy
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Answered on December 02, 2014
While a loan obtained afteer filing a bankruptcy requires court permission, it is possible in many cases for the debtor to now obtain permission...
Archived
Can I file for a Chapter 13 Dismissal because I am now able to pay my bills and make arrangements to the creditors.
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Answered on November 14, 2014
You always retain the right to dismiss your 13 and pay your creditors. However, because the bankrutpcy is on your credit, it is usually best to...
Archived
If filling chapter 13 should you wait for a while to file after cash advances were made?
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Answered on November 12, 2014
If you have no pressure to file then 90 days is a safe time period. However, have a consultation with a bankruptcy attorney. In many cases there...
Archived
Attorney that handles bankruptcy says-we have to file .chapter13 bankrupty
Justin's answer
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Answered on November 11, 2014
Sit down with your attorney and get answers to your questions. A good attorney wants to make sure his clients understand why they are in the...
Archived
If your on Chapter 13 and your mortgage is due to increase under ARM loan, what will happen?
Justin's answer
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Answered on October 21, 2014
The two answers already provided are excellent. Regardless of your location, you will need to communicate with your attorney to make sure the...
Archived
How long does it take to finish a bankruptcy after the papers have been sent to the court ?
Justin's answer
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Answered on October 14, 2014
For a Chapter 7, about 90-120 days unless there are objections to discharge that are filed. Your attorney can let you know if there are any...
Archived
I live in Indiana. I need to file a Chapter 13 because I filed a Chapter 7 about 5 years ago.
Justin's answer
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Answered on October 08, 2014
You should not hesitate to see an attorney right away to see if it is best for you to file. Any problem resulting from the recent payday loan can...