Archived
I am looking at filling chapter 13 bank. My husband and I have two auto loans. My question is can we keep both or not?
Justin's answer
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Answered on August 19, 2015
It is very possible to keep both cars in a 13 but much more information is needed to know for sure. You should schedule a consultation with an...
Archived
We are filing chapter 13 and we own property with two ofther family members. It is 6.3 acres and is worth about $24,000 to
Justin's answer
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Answered on June 11, 2015
By filing a Chapter 13 it is possible to make sure there is no impact on the other family members at all.
Archived
Can I get a judgement of my records if it has been longer than 4years since the original lender had the loan
Justin's answer
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Answered on June 09, 2015
The judgement is valid for eight years and does not come off your credit during that time. They ca also seek to have the judgement renewed.
Will I lose my vehicle in a Utah bankruptcy chapter 7 or not?
Justin's answer
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Answered on June 09, 2015
You must list your car in the bankruptcy. You will lose your discharge if you don't. You will need to reaffirm the debt and properly claim an...
Can I file a motion to vacate a judgment that was filed on me 5 years ago?
Justin's answer
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Answered on June 09, 2015
You are long past the normal time period to try and set aside the judgement. If this was for a debt you did owe, then any effort to challenge the...
Can statutory liens be discharged in Chapter 7 bankruptcy?
Justin's answer
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Answered on June 08, 2015
Credit unions often have you sign a cross-collateral agreement which allows the asset to be collateral for all loans with them. This is very easy...
Archived
I was discharged from a ch 7 in 2010. can i file a chapter 13 this year?
Justin's answer
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Answered on June 08, 2015
Yes you can file a 13 this year. Since four years have passed it is possible to get a discharge.
IN a 60 month chapter 13 plan can the 60 months be made longer?
Justin's answer
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Answered on April 22, 2015
In our jurisdiction the judges hold strictly to the laws requirement that the repayment plan not exceed 60 months. That being said the trustee has...
Archived
Buying a house after chapter 13
Justin's answer
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Answered on March 13, 2015
I have helped many clients get approval for VA loans while in a Chapter 13. If you stay current, one year after filing is realistic. Once the time...
How much cash is exempt in Utah Chapter 7 bankruptcy if I am a 1099 contracted employee?
Justin's answer
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Answered on March 05, 2015
None. If you haven't been a resident of Utah for at least two years then there may be a different state's exemption or federal exemption that could...