I no longer have the collateral that was used to secure a loan and I am filing chapter 7 no-asset bankruptcy
Linda's answer
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Answered on August 08, 2013
In my experience the creditor in this situation will either abandon their claim (depending on the value) or come up with a fair market value at the...
Can I protect my personal belongings from my husband?
Linda's answer
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Answered on August 08, 2013
If you are going through a divorce then what is deemed your personal property vs. your husband's personal property will likely have to be decided...
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DO YOU NEED TO DECLARE A LAWSUIT YOU ARE INVOLVED IN WHEN DECLARING BANKRUPTCY EVEN IF YOUR ATTORNEY SAYS YOU NEED NOT DO SO
Linda's answer
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Answered on July 11, 2013
I actually have had this exact issue come up when a client failed to inform me that he was involved in a personal injury lawsuit. When he appeared...
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What will i need to bring to court to get custody of my two year old daughter in utah ?
Linda's answer
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Answered on July 10, 2013
Seriously this is a bad case. You both stand to lose if DCFS decides this child should be in foster care. You need to evaluate the importance of...
Do you go in front of a Judge for a Discharge Chapter 13
Linda's answer
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Answered on July 08, 2013
You should not have to see a Judge after confirmation of your plan unless you motion the court for something specific, like to buy or sell...
Archived
I filed chapter 13 in July of 08
Linda's answer
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Answered on July 08, 2013
If you filed a 60 month plan then it would be discharged 60 months after you first made a payment. If you filed in July 2008, chances are you did...
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If a Chapter 7 was dismissed, but was shortly thereafter reinstated, does the automatic stay go back into effect?
Linda's answer
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Answered on July 08, 2013
The short answer is Yes, the automatic stay does go back into effect. I'm sure the IRS did not have information that the case was reinstated when...
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I work contractually in 1 year terms. If I file for CH 13 and in 3-6 months, my contract is not renewed, what options do I have?
Linda's answer
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Answered on July 08, 2013
Alot depends on why you filed Chapter 13 in the first place. If you filed due to your income being to high on the means test, then a drop in...
Archived
I declared bankruptcy two years ago. I did not reaffirm my mortgage but have been making the payments each month and on time.
Linda's answer
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Answered on July 08, 2013
Prior to BAPCA (enacted in 2005) you didn't have to reaffirm your secured debt as long as you kept paying on time. After BAPCA you are supposed to...
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