What things affect filling for bankruptcy? We have a car but it isn't registered or even switched to our name yet...

In Utah, we cannot exempt (protect) your interest in the car unless your name is on title, so you will most likely need to get your name on title...

Loan forgiving

If it is a 1099, then you need to talk to an accountant before doing your taxes. If your daughter listed this mortgage in her bankruptcy and filed...

If I have contacted the plaintiff directly and negotiated a settlement do I notify the court?

Generally no, unless there is a pending motion for default judgment or motion for summary judgment. You and the plaintiff need to work out your...

I HAVE MEDICAL BILLS AT HOSPITAL I HAVE NOT PAID ON IN SEVEN YEARS , CAN THEY STILL TRY TO COLLECT ? IS THERE A CERTAIN AMOUNT

Yes, they can still try to collect, even though they shouldn't. Even after the statute of limitations has run on a debt, we have enough bad debt...

Can I call my sisters ch 13 BK attorney or trustee on her behalf? Will they talk to me?

Your sister needs to call her attorney to give the attorney authorization to speak with you regarding the case. Even better, your sister could...

Bought home, lost job,so I rented home out. Year later need to file BK. Do I need to live in the home first? Would they know?

Jeff Butler already said it above. I would just want to remind you that if you're not living there, you can claim a measly $5,000 exemption in the...

Sheriff kicked me out of my apt if i file chapter 7 will they let me back in

No. And the odds are that you don't want to file a chapter 7 this time of year. If you are looking at any kind of tax refund next April, you...

Do I have any choice besides bankruptcy here?

You can fight them in state court, but it sounds like you owe the money, so fighting them only delays the inevitable and may allow them to claim...

It is legitimate. If you call the court, they can tell you what case number has been assigned to it. At this point you can fight it, pay it, or...

In 2008 I have a voluntary repossession of a car and they are now garnsishing my wages. How do I get the garishments to stop

Unless you have the money to fight the underlying civil judgment, you will have to either come up with a lump sum settlement, pay it, or file...