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I FILED CHAPTER 7,CONTACTED MY BANK TO GET A AFFERMATION LETTER THEY SENT ME A OPTION OF 100.00 A MONTH ON MY SECOND MORTAGE
Brent's answer
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Answered on December 31, 2013
You need to speak with a bankruptcy attorney right away. As other counsel have indicated, it is usually a bad idea to reaffirm on mortgages....
Archived
Chapter 7 or 13 Bankruptcy question - My husband and I filed married but separate tax returns in 2011, then filed jointly for
Brent's answer
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Answered on December 31, 2013
In Ch 7 you are required to submit the most recent tax return you were required to file. In Ch 13 the requirement is to submit the returns for the...
Archived
Is there a certain amount of time that you need to wait before making a large purchase after filing chapter 7 bankruptcy?
Brent's answer
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Answered on December 30, 2013
Other counsel have explained this correctly. There is no time limit on make purchases, especially for needed items like replacement appliances. It...
Archived
Any law against filing a police report ? In bankruptcy now.
Brent's answer
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Answered on December 30, 2013
There is nothing in the bankruptcy laws that would prevent filing a police report. Nevertheless, you will want to speak with your Chapter 13...
Archived
Can a judgement be removed after filing it under bankruptcy?
Brent's answer
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Answered on December 30, 2013
See an attorney. Bankruptcy does not remove secured debts, including judgments. An unsecured judgment is discharged by the bankruptcy. If you filed...
Archived
Can I keep my car if I file bankruptcy?
Brent's answer
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Answered on December 30, 2013
As long as the car is not worth more than the debt against it plus the exemption allowed in your district, the trustee will not take it from you. A...
Archived
&How do we apply for chapter seven bankruptcy?
Brent's answer
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Answered on December 30, 2013
I would not try to file a bankruptcy on your own. It usually ends up costing more to do it yourself than if you paid a professional to take you...
Archived
Should I re-file for bankruptcy after dismissal?
Brent's answer
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Answered on December 30, 2013
Once you file a bankruptcy, it will be reported that you filed. If you dismiss the bankruptcy, it still shows up on your credit report. Most...
Archived
Due to having no job and unemployment running out if you have to file bankruptcy will you loose your home and car?
Brent's answer
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Answered on December 30, 2013
You can keep secured property, such a house or a car, only if you continue to make the payments. If you are unable to continue with the payments,...
Archived
Chapter 7 in california. Possible to file and go thru with a bankruptcy while incarcerated? How?
Brent's answer
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Answered on December 30, 2013
I have filed for persons in prison. We arranged to do the meeting with the trustee by telephone. Just find an attorney who will agree to make the...
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