If I file bankrupcty can I still keep 1 or 2 credit cards?

Usually you do not need to list a credit card if it has a zero balance. If you owe nothing, there is nothing to list. But if you have an...

SSI and Student Loans that wasn't discharged with my chapter 7 because I'm not sure if it a hardship discharge

If you did not file an adversary action against the student load holder, that debt was not discharged and no determination was made as to whether...

I want to file Chapter 7. I am certain the IRS debt will be discharged but how can I get the lien lifted?

It is not easy to discharge taxes in a bankruptcy. There are several, complex issues that have to be examined. Be sure to see an attorney who has...

Yes. The law does not require you to have a SSN. An ITIN will work just fine. I see them all the time. Good luck.

Is filing chapter 7 bankruptcy ok to do myself? I cannot afford an attorney but am in a financial hole I cannot dig out of.

I never advise anyone to file on their own. You say that you cannot afford an attorney. On the other hand, you may not be able not to afford an...

If home loan included long ago in chapter 7 bankruptcy & later debtor modifies loan, will that create personal liability again

Once a loan is discharged, you have no obligation to pay it. If you do pay it because you want to stay in the house, if the loan later changes, you...

Should a merchant processing account for accepting credit cards be listed when filing a chapter 7 bankruptcy?

List it. If there is a zero balance, there is nothing for the trustee to take. If there is a small balance, the trustee is unlike to take it. Not...

Should I seek a bankruptcy lawyer or divorce lawyer?

Start with a divorce attorney who can tell you if your decree contains a hold harmless clause. If it does, then you can sue her to make her pay the...

Chaper 7 bankruptcy question regarding reaffirming mortgage

It is not always a good idea to reaffirm a mortgage. The mortgage holder cannot foreclose if you keep up the payments and you have no liability....

Chapter 7 bankruptcy

Probably not. In some states there is an exemption for proceeds for personal injury and medical malpractice claims, but there are limits. I doubt...