Will I get to keep my tax refund during chapter 13 in the western district of PA?

You need to speak with local counsel. In my district it is mandatory to specify in the Plan the disposition of all tax refunds for at least 3...

Will my tax refund which is all from EEC be exempt in Maine chapter 7 bankrupcy?

Only someone familiar with Maine bankruptcy law can tell you. Here in Utah the tax refund is the most often seized property in a Ch 7. In a Ch 13...

Yes, you can reaffirm a mortgage loan, as long as the creditor agrees. The advantage of signing is that the bank will deal with you and recognize...

How do I find out what debts were included in my bankruptcy discharge?

First, check your schedule F to confirm that the original creditor was listed. Your attorney should have given you a copy of your papers, or you...

Chap 7 with non exempt assets and disposable income. Follow up..

Once you have passed the Means Test, you have passed the Means Test. There is no assumption of abuse. An attorney can tell you if having $200...

Good and bad for redemption loans in Ch 7 Bankruptcy

The interest on a redemption is much too high. Consider, instead, letting the car go and buying a different car after the debt is discharged.

In bankruptcy proceedings can a wife file for bankruptcy without involving or including the husband?

A debtor is never required to file a joint bankruptcy petition. You can always filed by yourself. The real question is whether this is a good idea....

Chapter 7 bankruptcy.

If you hold a mortgage on some real estate and the debtor is filing a Ch 7, you will want to seek a reaffirmation agreement. Most debtors will not...

Can someone who filed a chap 7 previously file a Chap 13 afterward ? How long he has to wait in between filings?

You can file a Ch 13 after a Ch 7 and get a discharge if the Ch 7 was discharged and 4 years have passed since the Ch 7 was filed. Otherwise, you...

Do I get the housing allowance for the means test if my non-filing spouse owns our home but he is not filing for chapter 7

For the means test, everyone can claim a housing allowance. This is based on IRS figures, not the amount you actually pay. Please see an attorney...