After a discharge revocation can I re-file my chapter 7 with the same debts?

You can file another Ch 7 if you want. That is not the question. The question is whether you will get a discharge in the new Ch 7. This will...

In 30 years of bankruptcy practice here in Utah I have never heard of anyone going to prison for failing to turn over their tax refund. Sometimes...

Home worth $299,000 owe $225,000. No foreclosure, no judgments. Should I sell or file bankruptcy (7 or 13) to stop creditors?

You have about $74,000 equity in your home, assuming that it can actually be sold for $299,000. If you are married and your wife is on the house,...

Should I reaffirm my car loan if I want to keep it and want my credit score to go up?

In my district, if you want to keep the car you must reaffirm. Other districts allow you to keep the car without a reaffirmation agreement as long...

Discharged from chapter 13 a year ago. Just received a collection letter for a private student loan that Citi sold to 3rd party.

First, check your plan to see what provision was made for this loan. Then check the trustee's reports to see what, if anything, was actually paid...

If the co-borrower obtained a discharge back in 2010, then there is no co-borrower on your loan. Therefore, there is no need for the co-borrower to...

Do I have a chance if I try to discharge my private student loans with bankruptcy by proving that I cannot afford my bills?

The debt is not yours. You did not take out the loan. Therefore, you have no obligation to pay it. You should see an attorney about defending you...

I filed a chapter 13 bankruptcy last June (2013) I am doing a 100% payback plan, and I am current on all of my payments,

Whether you have to turn over your tax refunds is governed by your Plan and your confirmation order. See what these documents say about your tax...

You want to give the value of the item if you were to sell it today. Around here we use the term "yard sale price." That most closely approximates...

Foreclosure and going out of bankrupcty

Generally, the bank does not have to start over. The automatic stay of the bankruptcy merely freezes things where they are, and if the case is...