Question about my bankruptcy case

Sounds like you simply didn't file the form in which you certify that you took the prefiling credit counseling course. Because one was not filed,...

Probability of me getting drug tested at court for a paraphernalia ticket on the 9th of june?

Don't quote me on this...but sounds like a simple misdemeanor ticket. I HIGHLY doubt you'll get drug tested by the Court. However, if there is a...

How can I make payments on a judgment to avoid execution on the judgment?

Great opinions by all those that answered. I just want to address your questions. 1) yes, challenge it anyways. The creditor will need to prove...

Being sued by a credit card company. I owe the debt. Do I have a defense for the company not negotiating my payment terms?

I agree with my esteemed colleagues. I know Mr. O'Connor and Mr. Freeman personally and they offer very sound suggestions. I only respond to...

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What are the statute of limitations on defaulted loans

First off, did your husband also sign the loan application? If not, your husband is unlikely to be found liable for the debt. Just because one...

Does a debtors exam extend the time from the original judgement? Can someone garnish my wages after the statute of limitations?

I think my esteemed colleagues have provided excellent comments for you. One think i would look at is the date the 2nd judgment was entered and...

Does a bankruptcy payment made by the trustee count as a "last payment" when dealing with SOL?

To answer your question, yes a payment received from the Chapter 13 trustee toward the 2nd Mortgage loan would reset the SOL period. Check out...

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My question is, If I file my taxes in Feb 2016 for 2015 taxes like normal, will I be able to keep my refund or does it go to the

Ms. Sinclair is spot on. Your tax refund is property of the estate. If the Trustee wants it, he/she can demand it. Now, does the Trustee want...

What are my options when a buyer breaches contract?

Sounds like you had a contract for the sale of vehicle. You should first see an attorney skilled in collection. If you had a lien in the vehicle...

What are my options, since I'm still able to work but only minimum wage and part time.

Seems like you would be a good candidate for a chapter 7 bankruptcy. That would allow you to discharge most of the debt you have identified. You...