Seth D. Rogers

Longmont Bankruptcy Attorney serving Boulder, Longmont, Loveland, and surrounding communities.

2005 changed everything for the world of bankruptcy law in America. Experienced lawyers had to start from scratch and re-learn the law. Other lawyers simply stopped providing bankruptcy services - daunted by the new complexities of the others were exiting the field of bankruptcy, I saw this as an opportunity to provide a needed service to the community. With foreclosures, layoffs, and recession looming, the need is greater than than ever, you need a bankruptcy specialist.

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Here are a few facts about my office and why they are beneficial to you:

1. I am a solo attorney and I do not have a paralegal. This meansthat your case will never be handed-off to anyone else. You will alwaysbe dealing with your attorney personally. Furthermore, I return phonecalls promptly and will keep you updated of all developments in yourcase.

2. I do not run a "bulk-bankruptcy" practice. Many attorneysmaximize profits by rushing you through the bankruptcy process andthrough their office. I keep my caseload small enough that I can alwaysprovide you with the attention that you deserve.

3. I do not maintain a formal office and my working hours areflexible. Typically, I will visit you directly at your own home (unlessyou would prefer to make other arrangements). This makes it easier toget all the paperwork we need for your filing with the court. It alsomakes it easier for you, since you don't need to worry about travelingor finding a babysitter. I am also willing to work around your scheduleso you don't need to take time off from work.

4. Since I don't pay rent for a office, my prices are lower as well. This is also why I don't have a paralegal.

5. But my prices aren't too low. With the recent changes infederal bankruptcy law, the sad fact is that bankruptcy attorneys havealmost twice the workload that they used to before October, 2005.

Thisresults in higher fees.

When an attorney is charging anything less than $1,000, watch out! It probably means one of three things:

a. the attorney is not a bankruptcy specialist and doesn't realizehow much more bankruptcies cost (when done correctly). This can meancostly procedural and legal mistakes for your case - possibly a wholelot more than $1,000.

b. the attorney is running a high volume "bankruptcy mill" thatshoves you off on a paralegal and rushes you in and out of the office -which again risks errors and oversights.

c. the attorney isn't telling you everything about how theirservices stack up with other bankruptcy attorneys. I know of a fewattorneys who charge low fees, but also do nothing more than fill outthe bankruptcy paperwork for you. They won't go to court with you, theywon't counsel you on what to do with your car loan or home mortgage,and they won't give you legal advice. Essentially, they are petitionpreparers, not attorneys.

You get what you pay for.

6. Like many bankruptcy attorneys, I do provide a "reduced fee" for debtors who are facing extreme hardship.I take these cases as a form of community service. You might qualifyfor this discount. But keep in mind that we are talking aboutbankruptcy, and everyone I deal with is facing "financial hardship." Iprovide reduced fee services for those who literally have nothing left.

7. I specialize only in bankruptcy and related consumer protectionissues. This means that I am being constantly updated on newdevelopments in bankruptcy law and may be aware of legal issues that an"estate planning" or "divorce" attorney might miss. The changes made tofederal bankruptcy law in 2005 were enormous. My practice is dedicatedto providing debtors with competent representation under the new who do not specialize in bankruptcy might not be aware of thenumerous technicalities and pitfalls that have been scatteredthroughout the bankruptcy process.

Bankruptcy is a complex process and the financial stakes are veryhigh. You need a specialist. You need affordable representation. Butyou do not want to save a few hundred dollars by buying cheaprepresentation that may cost you thousands of dollars in mistakes andoversights.

Give me a call. I can help you reclaim your financial future.

Required Notice: Seth D. Rogers, Attorney at Law is a FederallyDesignated Debt Relief Agency. Accordingly, I help consumers inColorado file for Bankruptcy under Title 11 of the United States Code.