My HOA disclosed about 6 months ago, by letter from their attorney, that most of the homeowners were either being overcharged,

If they overcharged, they will have to account for that money in some valid manner. They can either reimburse the owners directly, take that out of...

I have credit card debt from online gambling. I also suffer from a mood disorder that includes compulsion and risk taking.

There is no law that provides for debt relief based on mood disorders and compulsions. Speak with a bankruptcy attorney.

What does violation of fraud mean it was to do with verbal rent to own no papers had been signed yet

It is impossible to know what is going on with your matter based off of two incomplete sentences. Provide relevant facts or, better yet, speak with...

11 days into lease and home is still uninhabitable. Can I demand my money back and move?

You can move out without damages if you follow the terms of the implied warranty of habitability statute. Learn that and follow the requirements to...

Do you need to have all estimates on a damaged property notarized?

No, notarization is not necessary or remotely or useful. I hope you followed the timing and notice requirements on keeping the deposit or you don't...

What type of lawyer should I seek that can help me write my own contract and review my contractors contracts on home renovations

A construction lawyer. They should write the contract.

People often use the term silent partner. As a legal matter, that term is useless and means nothing. There is no state statutes that define silent...

Am I required to add the money I receive from my settlement to my taxes at the end of the year?

You must talk to an accountant so they can review. Some settlement money is taxable. Some is not. You don't provide any facts to know what you...

What is the best way to get a bank to discharge a business loan for a company that went out of business more than 10 years ago?

If he has this debt in addition to other debt, the best option may be to file for personal bankruptcy.

What are the potential criminal or civil penalties for an LLC partner who makes unauthorized withdrawals from business accounts?

This is not a criminal claim. This is purely a civil matter. The possible claims depend on your agreements and other facts and could include breach...

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