Archived
Why am I still being sued for a repo when my wife got the truck in the devorce and I was held harmless to the debt?
Tom's answer
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Answered on January 25, 2012
You should contact your family law attorney for help with this situation. Your divorce doesn't affect your agreement with the car lender. You can...
Archived
Validation of Debt
Tom's answer
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Answered on January 25, 2012
You might find this brochure helpful: http://www.naca.net/sites/default/files/KowYourRightsAboutADebtYouOwe.pdf
Contact a local consumer law...
Archived
Can I sell my property after Ch 7 discharge and am I obligated to pay the HELOC in addition to the first mortgage if I sell it?
Tom's answer
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Answered on January 25, 2012
Yes, you can sell your property after your bankruptcy. If both your mortgage loan and HELOC predate the bankruptcy, your personal obligation to pay...
Archived
I was a authorized user on a friends credit card and filed bankruptcy
Tom's answer
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Answered on January 25, 2012
An authorized user and a cosigner are two different things. If you were merely an authorized user on your friend's account, then your friend is...
Archived
If I owe a hospital and they send it to a collections lawyer can they take my state and federal tax returns
Tom's answer
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Answered on January 25, 2012
Some states allow state hospitals to offset state income tax refunds without a judgment. Contact a local attorney licensed to practice in OH for...
Archived
What does this mean? Is it advantageous to do this?
Tom's answer
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Answered on January 25, 2012
Contact a local consumer law attorney for help defending yourself in this lawsuit.
Statute of Limitations and Demand Letter
Tom's answer
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Answered on January 25, 2012
Contact a consumer law attorney for help defending yourself against this attempt to collect. If the collection agency filed a lawsuit, you need to...
Archived
I paid a supplier in advance for goods which have not been delivered. The supplier's bank account is frozen. What can I do?
Tom's answer
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Answered on January 25, 2012
Find a collections attorney and sue the supplier.
Archived
My husband has a overpayment charge for unemployment.in california if he afford the amount they want each month which is 600.00
Tom's answer
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Answered on January 25, 2012
This isn't really a debt collection issue. Generally, unemployment insurance issues are handled by attorneys who handle administrative law matters....
Archived
How can I get mtg comp to report my pmt history to credit bureau after Chap 7 disch?
Tom's answer
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Answered on January 25, 2012
All debts are included when you file bankruptcy, you don't pick and choose. Your personal obligation on your mortgage loan was discharged in your...
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