Archived
I have been having extreme difficulty finding a lawyer to pursue damages on student loans affected by ID theft.
Howard's answer
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Answered on June 16, 2015
If you are trying to sue Unipac you should hire a civil litigation attorney. If you are trying to get rid of the student loans you may want to hire...
Archived
Why do I have to re assume my mortgage loan after my Chapter 13 bankruptcy has been discharged?
Howard's answer
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Answered on June 14, 2015
Federal Law does not require you o reaffirm a mortgage. It only applies to personal property like a car. The creditor will not report it on your...
Archived
I have a credit card debt from 2009 at the time I lived in California I now live in Colorado am I still liable
Howard's answer
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Answered on June 13, 2015
The act of moving from one state to another does not eliminate a debt. a Creditor can only attempt to collect a debt for so many years based o the...
Archived
Do bankruptcy courts consider getting online advice from AVVO the same as consulting a lawyer?
Howard's answer
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Answered on June 06, 2015
I do not believe that a Bankruptcy Judge would consider a response posted on AVVO the same as consulting a lawyer. There is obviously y no...
Archived
Can I be sued if I was never notified?
Howard's answer
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Answered on June 05, 2015
In order for someone to obtain a judgment against you need to be served a summons and complaint. You should check the Court file for the...
Archived
I got a summons the I am being sued for a debt, that a debt collection agency brought from my creditor. It stats that I have 30
Howard's answer
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Answered on June 05, 2015
Under the Federal Fair Debt Collections Act, you have 30 days to dispute the debt. If you dispute it, the collector must provide you supporting...
Archived
What kind of attorney do i need to help me re-finance my home?
Howard's answer
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Answered on June 05, 2015
You do not need to pay an attorney to help you refinance your home. Contact a few different mortgage companies for the best interest rate.
Archived
Chapter 7 lien stripping. My order granting motion was entered 6 days before Supreme Court ruled and said can't do it.
Howard's answer
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Answered on June 04, 2015
Generally speaking, Court rulings do not have a retroactive effect so your lien strip should stand up.
Archived
I filed bankruptcy in 2013 discharged in 2014. I listed my car in the bankruptcy but didn't reaffirm the loan.
Howard's answer
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Answered on June 04, 2015
You can sell your car as long as the loan is paid off. However, you could also just surrender your car which is an especially good option if you...
Archived
Can cc company garnish all my bank funds without warning?
Howard's answer
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Answered on June 02, 2015
You can only be garnished by a creditor if you have been sued. You may want to do to the Court in your County which should be Jefferson County and...
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