How can I verify if a debt collector who calls me is trying to scam me or if it is a real debt?

The Colorado Attorney General licenses collection agencies in the State of Colorado, with a few exceptions for debt collectors who only use...

Can I be arrested for an old unpaid debt

You cannot be arrested for failure to pay a debt. However, in Colorado, if you were served interrogatories that you failed to answer, then you were...

Can creditor collect more than amount reached in settlement agreement?

Often settlement agreements state that if the settlement balance is not paid as agreed and the creditor has to enter judgment or attempt to collect...

How much can you be garnished at once?

As mentioned previously, 75% of your wages after taxes are exempt from garnishment. There are some exceptions (child support and IRS can take more...

How much can a persons pay be garnished?

A writ of continuing garnishment can take 25% of your pay after deductions required by law (taxes), but before insurance and retirement. If you...

Do I need a lawyer to garnish from a bank account

You are not required to have an attorney to do a bank garnishment. You would need to complete the Form for a Writ of Garnishment with Notice of...

This is proof that the judgment against you is partially or fully paid. Even though it is common practice to file documents with the court, beware...

Debt collector called about a 10 year old bill and now says I have until the end of the day to pay or else I have to go to court

Beware that the Statute of Limitations does not start from when you opened the account, but when you last paid. The Statute of Limitations in...

How difficult is it to collect a debt from a Business?

If you know where they bank, you may be able to serve a garnishment to capture the judgment amount from their account. You could run into problems...

I received a summons from a collections company. I am in Jeffco. What are my next steps?

While you do need to file an answer if you dispute the allegations in the complaint (you only have 21 days in Colorado from the date of service to...