Archived
Loan mod, upside down, BK can I put a mechanic's lien on my house for all the work I have put into it and save it?
Cecelia's answer
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Answered on September 04, 2014
I can't see any good utility of filing a mechanics lien against your own house, i.e., yourself. I - and every bankruptcy attorney in the country -...
Archived
If a borrower files for BK and they are making voluntary payments and are always running 60 days delinq.
Cecelia's answer
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Answered on September 04, 2014
Better not - sounds like a collection action and you would be in violation of Bankruptcy law. In fact, it is likely the debt owed to you will be...
Archived
I filed a bank garnishment and 30 days after the defendant filed Chpt 7. Will I collect any of the funds?
Cecelia's answer
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Answered on September 04, 2014
Did you already receive funds from the bank garnishment? If you did and got more than $600, you'll have to give it [back] to the trustee. Did you...
Archived
I just moved to Nevada from Los Angeles, after living in LA all my life. I have been in Nevada only 1 week. What court/district
Cecelia's answer
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Answered on September 02, 2014
If you filed this week (or this month), you would have to file in your old Federal Judicial District in California [wherever you have lived most...
Archived
Can I get into trouble?
Cecelia's answer
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Answered on September 02, 2014
I cannot tell what you are really asking: (1) can you do anything to get her to conform to the oral contract to [what, pay you half of the money...
Archived
Can the attorney that filed my bankruptcy garnish my check for unpaid attorney fees?
Cecelia's answer
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Answered on August 30, 2014
You say all the fees were incurred before your bankruptcy was filed, but is that true? Did the attorney deal with creditors, meet with you, and/or...
Archived
My husband filed bankruptcy and has a judgement from a foreclosure before we had gotten married. How or would this effect me?
Cecelia's answer
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Answered on August 30, 2014
Shouldn't affect you or your score at all. But check your credit profile anyway because you can't trust creditors who may notice there's now a...
Does bankruptcy cover civil theft lawsuits debt?
Cecelia's answer
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Answered on August 30, 2014
I agree with Mr. Herman: without more details regarding your civil case, it's hard to say whether you would get thru Bankruptcy unscathed. If...
Archived
How do I proceed when my lawsuit defendant files bankruptcy prior to judgement?
Cecelia's answer
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Answered on August 20, 2014
I agree with the other answers here but something else you should do right away, if file a proof of claim for the entire $329,000 [assuming you can...
Archived
My wife passed away 4 months ago. am i responsible for outstanding hospital and doctor bills in her name?
Cecelia's answer
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Answered on August 19, 2014
Depends. Did you sign anything while she was being admitted, or any time during or after her stay, agreeing to be responsible? If not, I always...
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