When you hire a bankruptcy attorney for chapter 7 at a flat fee, is it generally contracted for the discharge part only?
Cecelia's answer
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Answered on April 09, 2014
I usually represent a client through closing of a Chapter 7 unless an Adversary Proceeding is filed. I require additional fees to handle the...
Archived
Re: NAFTA - Can a Mexico HOA take title to a condo OWNED by a US citizen in Chapter 7 bankruptcy?
Cecelia's answer
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Answered on March 10, 2014
In addition to my colleagues' responses concerning the bankruptcy aspects of the case [yes, a HOA can exercise a lien for non-payment of dues...
Archived
Will filing for bankruptcy remove court judgement?
Cecelia's answer
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Answered on March 07, 2014
Your own attorney fees (and judgment) will be discharged in bankruptcy. You may also avoid any lien against the exempt equity you may have in a...
What does it mean when your chapter 13 case status shows as active -z.
Cecelia's answer
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Answered on March 07, 2014
Have you called your trustee's office and asked what the "z" means? I personally am not familiar with the designation. Congratulations, though,...
Can a closed bankruptcy case be amended?
Cecelia's answer
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Answered on March 07, 2014
No, a closed case cannot be amended. You can file a motion to reopen your case and amend it thereafter, but what amendments are you planning? I...
Archived
How do I file a motion to avoid a lien on my home after my chapter 7 bankruptcy has been discharged.
And how do get the forms.
Cecelia's answer
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Answered on March 07, 2014
If your case is not only discharged but also closed, you must file a motion to re-open it before a motion to avoid lien can even be considered. ...
Archived
I have active Chapter 13 which was amend in my favor, a summary judgement was discharge chpt .7 , can state court over rule
Cecelia's answer
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Answered on November 20, 2013
Do you presently have a bankruptcy attorney? If not, I recommend you consult one immediately.
Archived
What can be done about Mortgage company stonewalling my efforts to refinance away from the current high interest rate?
Cecelia's answer
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Answered on November 20, 2013
The mortgage company is not required to refinance you and the bankruptcy court cannot force it to do so. As for the mortgagee not sending you a...
Archived
I have bankruptcy on my hsbc mortgage account could I do a short sale with my husband who I have not lived with since 2004
Cecelia's answer
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Answered on November 20, 2013
Generally speaking, yes, but there may be unexpected repercussions if the lender is untrustworthy. Consult an attorney.
Archived
Would filing bankrupt stop garnishments?
Cecelia's answer
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Answered on November 20, 2013
I agree with my Colorado colleagues. You must clarify if judgment was against you, your husband or the two of you jointly; and/or if your...
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