I agree with the other answers posted. Chances are very good that they will never, ever, take your old vehicle because it is worth less than the...

How long can credit card debt be collected on, is there a time limit, heard there is 5 yr, but if they contact you they have 5yr

You are asking two seperate legal questions: 1) How long can a debt stay on a credit report and how long can it be collected on. The answer will...

What happens if the bank never forecloses?

The bank will eventually foreclose. But as previously discussed you are still on the hook fo the HOA's. If they don't ever foreclose then contact...

How to sort out 'best' option related to underwater mortgage on rental property...foreclosure? bankruptcy?

This problem is very, very common. Talk to a local BK attorney for your options. It doesn't sound like there are any pressing timing issues so...

When a judgment debtor renames itself, what remedies does the judgment creditor have?

Successor Liability. A new entity which is the exact same is just a successor in assets AND liabilities of old entity. Probably also might have...

I am looking at filing a chapter 7. Wondering on cost?

It's a simple question, but not easy to answer. Cost is important. You don't want to pay too much. However the likelihood is far greater that...

Chapter 7. What is the most recent tax year that is possible to discharge in bankruptcy

It depends. Discharging taxes and bankruptcy is a complicated interplay. The general rule (subject to many exceptions) is that you can discharge...

Do I still have to pay the collection agency?

You should contact your accountant. There is a way to dispute this with the IRS. Similar things have happend to some of our clients in the past. ...

Can I stop a collections agency from calling me when I have no debt?

Well that is a tough question. First, you will need to find an attorney in your state. There might be a civil cause of action for harassment and...

Mortgage is in my name.. and they stopped paying the bill!!

Well, that is a very difficult situation and I am sorry to hear it. Unfortunately it is very common, nationwide. You should contact a local...