Is bankruptcy a smart idea? Do I need a lawyer to file?

I agree with the other posts. If you are current on your mortgage you can keep your home. No reaffirmation is necessary. Unfortunately legal aid...

Broadly speaking, there are some questions that go back 1 or 2 years, but a trustee can certainly go back 4 years or more if there is reason to...

Is a single member LLC also considered a sole proprietor?

In addition to the other great comments, I would emphasize that there are many issues that can arise in a bankruptcy where one has been...

My account has just been turned over to a collection agency. How long do I have before they sue me? And how do I know they will?

For $17K you can count on being sued. Usually a collection will send a demand letter before suing (which means you could have a few months), but...

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Which bankruptcy ?

I agree with the other comments. If you don't have any effective way to pay it you can ultimately be garnished 25% of your net pay until the debt...

Good Afternoon, My wife and I are looking to file bankruptcy after X-mas.

I'd encourage you to call a bankruptcy attorney for a free consultation and shop around and cost a bit. Whether taxes can be dischargeable can be...

Credit card debt

No, not unless you were on the card. Just return any bills back marked "Deceased - no Estate" on the envelope.

What is the average price to do a Chapter 7 bankruptcy ?

Fees do vary, but assuming your case does not present other complexities you are probably looking at $1,000-$1,500. Many attorneys will be able to...

Bankruptcy Ch 7: My Notice of Intent was sent by Priority Mail instead of First Class, does it matter?

Are you speaking of a Statement of Intent (sent only to secured creditors and certain lessors, not all creditors)? If you are worried about it,...

I have read that School Loans can not be included in a chapter 7 bankruptcy.

In addition to the good counsel above, I would that in some cases, depending on your income level, you may wish to manage student loans in a...