Archived
My wife and I filed a Chapter 7 BK in Nov 2011. We and our attorney have provided all information and our attorney has shown err
David's answer
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Answered on August 02, 2012
If discharge has not entered (e.g. if it's early in the Bankruptcy case), the US Trustee - at least in Colorado - will likely force you to convert...
Archived
I filed chapter 7, 2 years ago and need to surrender my car. I can not afford the payments anymore.
David's answer
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Answered on August 02, 2012
It's a blessing in disguise that your Reaffirmation Agreement was denied and, as such, the debt has been discharged. In the unlikely event the...
Archived
Will the trustee take back the money I used to pay my student loan and use it to pay my other creditors?
David's answer
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Answered on August 02, 2012
It's very unlikely a Chapter 7 bankruptcy trustee would go after a $1,300 preferential payment made to a student loan creditor unless he/she has...
Archived
We are currently in Chapter 13, can we file chapter 7 if not when can we?
David's answer
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Answered on August 02, 2012
If your monthly income is below the median family income or if your income and expenses (as compared to family size) allow you to pass the Means...
Archived
Can I pay off BK CH13 early?
David's answer
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Answered on August 02, 2012
I agree with Dorothy. There should not be any issue if you're paying back 100% of unsecured debt in the Plan but, if not, the Trustee may think...
Chapter 13 and Mortgage Company not Filing a Proof of Claim
David's answer
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Answered on August 02, 2012
You will want to file a Proof of Claim for the lender if GMAC doesn't file this. At least one of the judges here in Colorado will confirm the Plan...
Archived
I do not have a lot of money. How much does it cost to file chapter 13.
David's answer
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Answered on August 02, 2012
It depends on the complexity of the case. Chapter 13 Bankruptcy works such that the attorney is paid a portion of his/her fees in a three to five...
Archived
We filed chapter 7 in INdiana, my husband had a nervous breakdown in late December from being made fun of and harrassed at work.
David's answer
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Answered on March 07, 2011
You will need to Amend Schedules B and C to include this claim.
Archived
If you do nat have any asset and file a chepter 7
David's answer
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Answered on March 07, 2011
A "no asset" Chapter 7 Bankruptcy means that there are non-exempt assets for the Chapter 7 Trustee to liquidate and pay the proceeds to unsecured...
Archived
Realtor in Chapter 7
David's answer
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Answered on March 07, 2011
The Chapter 7 Bankruptcy Trustee will hire a realtor with the goal of determining whether there's any non-exempt value to be claimed on behalf of...
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