We received a check from our insurance for a medical bill, made out to my husband. Can we use it for other bills?
Scott's answer
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Answered on August 28, 2015
If by illegal you mean criminal, the answer is no. Your husband will not be arrested for taking the insurance proceeds without paying the...
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My HOA has sued me for about $14,000 in past due fees. Will bankruptcy help me?
Scott's answer
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Answered on August 10, 2015
Chapter 13 bankruptcy can help you repay the $14,000 over time and will prevent the HOA from getting a judgment against you and garnishing your...
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If someone passed away and has a personal loan only in there name with no estate who is responsible for the loan?
Scott's answer
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Answered on August 10, 2015
Generally, only the borrower is liable for repayment of a loan. If a loan is secured and the borrower defaults on their promise to repay the loan,...
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I have 2 cars. One is my daughter's she bought . Kept in my name because of insurance reasons. Can bankruptcy court take the car
Scott's answer
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Answered on August 10, 2015
Whether and to what extent property is exempt in bankruptcy depends upon state law. Ohio has just about the worst exemption laws (for debtors) in...
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PROPERTY TAX DISPUTE: town is claiming $90K owed in back taxes on land that has been unbuildable for decades due to swampland.
Scott's answer
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Answered on August 10, 2015
I'm confused. Maybe the land isn't in Massachusetts or Florida? Those states, and most states, sell property tax liens to private investors when...
Archived
What can I do about my deceased mothers property and rental property if my brothers name is on the deed of the rental property?
Scott's answer
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Answered on August 10, 2015
I'm sorry for the loss of your mother.
As my colleague points out, there seems to be too many moving parts and not enough facts for any...
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Archived
Who can claim my daughter as dependent?
Scott's answer
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Answered on August 10, 2015
This sounds like a family law issue that should have been addressed within permanent orders or a separation agreement. If your emancipated child...
Archived
If you work as a babysitter are you supposed to have 1099 form anyway?
Scott's answer
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Answered on August 10, 2015
If your husband worked only for one family, as their babysitter, then he would likely be considered an employee and should have been issued a W-2,...
Archived
What's happens to a plaintiff if they are currently in a civil law suit and the defendant files chapter 11?
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Answered on August 10, 2015
Generally, when a Defendant files for bankruptcy protection under any chapter, an automatic stay is imposed against all creditors, even contingent,...
Archived
Modified plan to surrender auto, lender refuses to repo. What happens after discharge?
Scott's answer
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Answered on August 10, 2015
Assuming the Court entered an order modifying the plan to allow surrender of the vehicle and the remaining balance of the debt was added to and is...
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