We filed chapter 7 bankruptcy in February. We are trying to do a loan modification on our mortgage .

Contact a title company and order an O&E. Once you determine the liens, you will need to either pay the debt, negotiate a release of the lien, or...

Servicer (Nationstar) is saying we are in default & threatening foreclosure even though we are current on our payments

I have several clients who had modifications ignored by the servicer when a loan is transferred. I suggest provided a signed copy of the...

When a rental goes into foreclosure can they come after primary residence in Colorado?

Yes. I agree with the above answer. However, it is rare for a lender to pursue a deficiency action and if it does occur, it normally takes 2 years...

My condo is set for auction 7/2/14 and all HOA dues are current? Did I make a mistake in accepting a Short Sale offer yesterday.

There are pros and cons: Pros: The short sale will impact your credit score less than a foreclosure sale. Additionally, the lender may give you...

I found out late yesterday that my home is being repossessed tomorrow. Is there a way to delay the process?

There are three options: 1. File for bankruptcy protection prior to the sale. 2. Contact the lender and request a continuance of the...

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If I agree to a Loan Modification, do I waive any claims I have against my lender?

Yes. You will likely waive the right to contest document ownership with regards to the note. Most lenders have clauses within the modification that...

Buying a house, not on the loan, but on the deed, paying half of the mortgage! What legal rights do I have?

Yes. The deed is the document that controls ownership. Your ownership interest in the property depends on what kind of deed was executed. The...

The statute of limitations on a mortgage can be controlled by several different statutes. An action to collect a secured debt is 6 years. A...

I am in Colorado. I want to contest the result of the Rule 120 hearing. What do I need to do? Thanks.

A CRCP 120 hearing is not an final order or judgment. It cannot be appealed nor is it final. A party may challenge the issue of standing and real...

Ex-husband refuses to pay the second mortgage, which he is court ordered to pay. What are my options to avoid foreclosure?

More information is needed to answer this question fully. What kind of BK and how was the property treated in the BK? Did you sign the deed of...