I don't think this is unlawful. It is clearly awful behavior but probably legal. The Texas Debt Collection Act says: In debt collection, a...

How many final statements can your leasing landlord give you?

The law doesn't specify how many final statements a landlord can or should issue. I'd say go with the final statement that is dated later. If...

It doesn't sound like you have a way to break your lease without liability. But you can still break your lease. You should do it in a way that...

For several months we have had not water in our apt complex?

It is time to take more aggressive steps to enforce your rights as a tenant. Send a certified letter to your landlord requesting the repair. The...

Being sued from out of state?

You sound like you've done some research on your own. You should contact a Fair Debt Collection Practices Act lawyer. You've spotted a few issues...

How do we remove a balance from a collections that we do not believe we owe?

You contact a local Fair Debt Collection Practices Act lawyer. This is a common problem but it is best solved with a lawyer. A lawyer can help you...

This sounds fishy. You didn't give me many details to work with but telephonic hearings are unusual. Make sure you are dealing with a legitimate...

This is 100% a scam. Do not give them any information.

Each company can set its own timekeeping policy but they need to pay you for the time you're working. So a business can't clock you out 30 minutes...

Midland Funding is one of the largest debt collectors in Amerca. They do buy large amounts of "bad" debt from credit companies and try to collect...