Pasadena police officer, Gave me a ticket.When I was not even the driver and know my license is suspended for ever ?

You don't say why your license got suspended. Assuming for no insurance. Why didn't your insurance pay? Were you an excluded driver? Go to your...

Will i be prosecuted? Is there anyway i can resolve this situation?

No, nothing will happen. Fraud occurs when you get money by lying. That didn't happen. Go tell your parents they are stupid and almost got you into...

Can repair shop hand over my car to the insurance company without my authorization in case of total loss?

The shop may have acted improper. However, the problem is that there are no real damages. As long as the insurance company paid you fair value for...

Hi I live in Texas. Can a creditor has a default judgment in New York levy my Chase safe deposit box located in Texas ?

Sounds like you may already have a judgment in New York. If that is the case. Bankruptcy is probably the direction you need to go. However, you can...

When can I just declare to debt collectors that I have no money and cannot pay?

You do not say whether you are current or behind on the car and house. That is an important factor whether you can file Ch. 7 or 13. If you are...

Can I file for Chapter 7?

You do not say whether you are current or behind on the car and house. That is an important factor whether you can file Ch. 7 or 13. If you are...

If your driving with no drivers license, or insurance?

This should not affect your ability to make a claim however, there are plenty of crummy insurance companies that will use any excuse they can to...

Can I get sued? And if so, what is the most damage that will happen?

The worst thing you can do is cut her loose and not try to take care of her. If she is a friend, treat her like one. Help with the medical but...

You don't say when this happened. However, if you are not hurt enough to go to the doctor, then you are hurt enough to pay.

Debt consolidation vs Bankruptcy

I would stay away from so-called "debt consolidation" places. I have never seen one that works. They just soak you for fees and do nothing for you...