How should I handle a collection agency that may sue me later this year on a repayment plan for a mortgage deficiency in Texas?

If you are being harassed by a debt collector you may have a claim under the Fair Debt Collection Practices Act. Consult with an attorney in your...

What are my rights?

If you look at the Retail Installment Sales Contract (RISC) (the long document) it should state that the original creditor is the dealer. This is...

Texas law requires the dealer give you the title. Texas dealers are required to maintain a bond to pay judgments when they fail to transfer titles....

How can i convince collection agency that i don't owe a debt that they told me i owe. ?

It sounds like you are caught in the middle of a mess. If a debt collector is collecting a debt that you do not owe then you may have a case under...

I was served with civil papers for non payment of a refrigerator due to financial hardship. Can I take care of it out of court?

As the other attorney said, you need to get an answer on file. However, the person who sued you wants to get paid. If you can come up with a...

Bill submitted to collections though not my fault.

It sounds like you are caught in a tricky situation. The insurance is required to get the bill within a certain period of time or they won't pay...

Financing /debt collections?

It depends on the contract you signed for the rims. There may an arbitration clause. But, yes, in all likelihood, you can be sued, or taken to...

Was sue by another state?

If you do not reside in Georgia and you did not sign a contract for the debt there, then you have been sued in the wrong place. This may be a...

Debt collector wont take payments

A debt from 2010 is outside the statute of limitations. Any payment on this debt will re-start the statute of limitations for another four years....

What do I do if I’m being sued in small claims court over a credit card?

In order to avoid a default judgment an answer needs to be filed. You are not required to have a lawyer, but a lawyer familiar with these types...