Can I file a new Chapter 7 bankruptcy now?

You need to wait 8 years from the date of last discharge.

They could attempt to garnish your bank account after securing a judgment against you. They could also attempt to have non-exempt personal property...

Can a credit card company place a lien on the homestead of an elderly person in the state of Texas?

Yes, they may abstract a judgment and then file it with the deed records. This would remain in the records for 10 years and then could impair a...

As stated above

It's really difficult to know whether a creditor will "go away" or not. You sound like you may be judgment proof , but then again may not want to...

Yes they can deny it. At the same time, you sound like you might be judgment proof as a matter of law and there might not be other practical...

Do I need a property lawyer?

While the bank could technically split the amount, I have never seen one actually do this. Going to court might cost you more that it is worth. I...

What does she need to consider while deciding whether or not to file. She has no assets.

Bankruptcy is probably optional, since there is no property which can be seized . Also, if she is 90 years old I'm not sure how she may be able to...

What kind of attorney for debt collection?

A debt collection attorney familiar with family law would probably help. Depending on your ex-husband's current financial status and assets, it...

What should I do right now? Should I call Midland? Should I call the courthouse? Any suggestions?

You can get a case number for the lawsuit from one of the letters and get a copy of the lawsuit from the clerk's office. You simply haven't been...

Is my son's bank account (with mine and my parents' name on it) considered community property after marriage?

It could be presumed to be since you have access to all of it. You probably need to make clear that this is not part of your property in the...