Questions answered by Ruben Ernesto Vasquez

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Do I need a bankruptcy attorney now? I lost my job and stopped paying my CC and private student loans in Nov. due to illness.

Ruben's answer | Answered on February 18, 2015

Dear Debtor, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many times are only...

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Should I file bankruptcy

Ruben's answer | Answered on February 13, 2014

Dear Credit Card Debt, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many times...

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Is there a medical bankruptcy I don't have a lot of credit card debt maybe 800 in credit card about 35000 in medical debt.

Ruben's answer | Answered on February 10, 2014

Dear Medical bankruptcy, There is no specific bankruptcy for specific debts. This federal law allows you to seek protection from all your...

Can a financial inst. request wage garnishments for a vehicle that was totaled and the insurance did not pay the full amount?

Ruben's answer | Answered on November 13, 2013

Dear Writ of Garnishment, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many...

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I,AM A POOR MAN LOOKING TO FILE A BANKRUPTCY ON MEDICAL BILL,S AND COMPANIES,S AND PRIVATE PEOPLE MY INCOME IS $912.00 A MONTH

Ruben's answer | Answered on August 14, 2013

Dear Medical Bills Please call us to learn more about your options at (210) 229-2067 to set up your FREE Initial, no obligation - confidential...

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CC co upped my limit to a massive level without ever contacting me. It was misused by a family member, is there a defense?

Ruben's answer | Answered on April 24, 2013

Dear Credit Card Debt, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many times...

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Can I claim bankrupcy by myself as a married couple?

Ruben's answer | Answered on April 22, 2013

Dear Florida Debtor, The short answer is yes but there are many factors to consider depending on your family's circumstances. Will you...

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I thought texas has no debter law

Ruben's answer | Answered on April 04, 2013

Dear judgment debtor, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many times...

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Can retirement and social security income be seized from bank accounts by a creditor , after a judgement is issued?

Ruben's answer | Answered on April 02, 2013

Dear judgment debtor, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many times...

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Because of miss managing money and making all kinds of financial mistakes, how can I get my credit back on track?

Ruben's answer | Answered on November 09, 2012

Dear credit repair, First allow me to say how much we sympathize with your situation. Unfortunately, these things happen and many times...

Ruben Ernesto Vasquez's Answers (63)

Do I need a bankruptcy attorney now? I lost my job and stopped paying my CC and private student loans in Nov. due to illness.

Should I file bankruptcy

Is there a medical bankruptcy I don't have a lot of credit card debt maybe 800 in credit card about 35000 in medical debt.

Can a financial inst. request wage garnishments for a vehicle that was totaled and the insurance did not pay the full amount?

I,AM A POOR MAN LOOKING TO FILE A BANKRUPTCY ON MEDICAL BILL,S AND COMPANIES,S AND PRIVATE PEOPLE MY INCOME IS $912.00 A MONTH

CC co upped my limit to a massive level without ever contacting me. It was misused by a family member, is there a defense?

Can I claim bankrupcy by myself as a married couple?

I thought texas has no debter law

Can retirement and social security income be seized from bank accounts by a creditor , after a judgement is issued?

Because of miss managing money and making all kinds of financial mistakes, how can I get my credit back on track?