Archived
How can I get info concerning a judgement against an individual that has expired but we were out of the country at the time?
Daniel's answer
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Answered on January 22, 2010
If an insurance company paid the judgment but could not locate you to pay you then they most likely paid the money to the state of Texas.
You...
How long can a bank withhold funds in a frozen bank account that contained an amount that exceeded the amount of the debt?
Daniel's answer
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Answered on January 22, 2010
What the bank did is called an offset. You owed the bank money in one account and it was not paid for a while so they went into your other...
Archived
How can I collect a debt that was owed to me for almost 2 yrs?
Daniel's answer
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Answered on January 22, 2010
Depending on how much is owed to you, you could file a lawsuit against the company yourself in JP (Justice of the Peace) Court. In JP Court you do...
Archived
I am being sued for auto repo. I plan to marry before end of the year. My fiance has small piece of land. Is a lien possible?
Daniel's answer
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Answered on October 20, 2009
They will not be able to go after the property of your fiancé. Even after you get married that property is her separate property not community. ...
Archived
Can a payday loan collection agency contact my new employer and immediate supervisor?
Daniel's answer
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Answered on October 07, 2009
No, they cannot contact your new employer or your immediate supervisor. I have a case against Ace right now for the same thing.
Ace commonly...
Archived
I live in texas i cosinge for someone .creditor turned it over to an attorney and they are sueing me need help.
Daniel's answer
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Answered on October 04, 2009
Yes, they can sue you. When you cosign on a debt you are 100% liable on the debt if the other person does not pay.
When a debt collector (and...
Archived
OK, so let's say I turn my debts over to a debt settlement company, then the creditors file their lawsuits...
Daniel's answer
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Answered on October 04, 2009
I do not recommend that you use a debt settlement company. Most of them charge huge upfront fees and then don't do much for you. Plus if/when you...
Archived
I owed a company for services. They had my credit card# on file. They ran the card for the amount w/out my knowledge. legal??
Daniel's answer
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Answered on October 04, 2009
If you disagree with the charge on your credit card then you need to dispute it with your credit card company.
I do not believe that you need to...
Archived
Do I have any legal recourse against credit card company taking money out of cking acct without authorization?
Daniel's answer
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Answered on October 04, 2009
The answer to your question is...it depends.
If the credit card company is the same as the bank, then they can do it. So if your credit card is...
Archived
Can a business credit card debt be put on my personal credit?
Daniel's answer
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Answered on October 04, 2009
Generally they can put the business credit card on your personal credit report. When you get the credit card and use it, you are still personally...