A collection agency is trying to collect from a JC penny credit account that my late wife had and I didn't know about.

It depends on what the statue of limitations (how long they have to sue you) is in your state. Most state the statute of limitations is around 3-6...

Creditor rights dept store charge accounts.

If the goods are not available for return then it becomes an unsecured debt, just like any other credit card. If you do not pay them, they may...

Can collectors call and hassle my co-workers and give out what i feel to be personal information.

It is a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector (i.e. collection agency) to disclose to anyone...

Is that my money?

In this type of a situation it is typically the other persons responsibility to come forward and present a defense (i.e. that they are the wrong...

If your bankruptcy case is dismissed do I still declare bankruptcy when asked.

If the question asks if you have ever "FILED" bankruptcy, then you must say YES. But if the question asks if you have ever had a bankruptcy...

Is it legal to charge intrest on a debt that originates in Texas but the collection company is in California?

As the other attorney explained they can only charge you interest if its part of the agreement. Without an agreement then the most they can charge...

Garnished wages for a ticket given in Cali. 3 years ago on vacation. The ticket has wrong information on it. Im from TX. Ideas

I would dispute the debt in writing with the collection agency. Then you will probably need someone in California to assist you in getting the...

Enforcement of Judgement in Texas

Texas is a community property state, so assets of one spouse are assets of the other. There are some limitations though. For example, let’s say...

Cancel a credit card

Generally, if you close a credit card account it will lower your credit score. One of the factors that determins your credit score is the amount...

What kind of documents should I receive from a collector to validate a debt? How to answer their letters?

Under the Fair Debt Collection Practices Act (FDCPA) a debt collector must cease all collection efforts until they have validated the debt. ...

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