Archived
I keep getting letters from a debt buyer on a debt bought in 1999, Does FDCPA state they can't collect on accounts pass the SOL?
Daniel's answer
|
Answered on September 27, 2010
No the FDCPA does not say that they cant collect on the account if it is past the statute of limitations. The statute of limitations only means...
Archived
Can I go to jail for unpaid payday loans?
Daniel's answer
|
Answered on September 19, 2010
No you can't go to jail for payday loans.
Additionally, they are violating state collection laws for threatening that you can go to jail and you...
Archived
My adult son just received a lawsuit notice on his apartment door from creditor/bank with whom he has never done business.
Daniel's answer
|
Answered on September 19, 2010
Like the other attorney said, they may have found the wrong person OR they may have typed his middle initial in wrong and it really is him. Often...
Archived
Borrowers of refinanced mortgages may be entitled to rescind their loan up to three years after the closing
Daniel's answer
|
Answered on September 01, 2010
What is your question?
Archived
What can I do? Small loan companies after me.
Daniel's answer
|
Answered on September 01, 2010
These loan companies have to abide by the law when they attempt to collect a debt from you. There is federal law called the Fair Debt Collection...
Archived
Can i be arrested in texas on hot check charges for not paying off a payday loan
Daniel's answer
|
Answered on September 01, 2010
NO, you can’t be arrested on hot check charges for payday loans. They are not "hot checks" for a couple of reasons. First, when you wrote them...
Archived
How can a creditor withdraw from my account when they send a letter with dates and don't follow the dates?
Daniel's answer
|
Answered on September 01, 2010
Your timeline is not 100% clear. If you bounced the check in April and then the company resubmitted it in May and got paid then that should be it....
Archived
Can a Bank do that?
Daniel's answer
|
Answered on September 01, 2010
Find another bank and next time check your receipt. If you have a receipt that shows a payment on your credit card, then they have to honor that.
Archived
The city of dallas is sending me to court over debt to citi bank....should i file for bankaruptcy to avoid other legal problems?
Daniel's answer
|
Answered on September 01, 2010
First, it’s not the city of Dallas that is taking you to court. Citibank has filed a lawsuit against you for a debt that they claim you owe them. ...
Archived
Can you be arrested in texas for not paying on a payday loan
Daniel's answer
|
Answered on August 13, 2010
No you cannot be arrested for owing a debt. Sometimes these companies will threaten you with hot check charges but it is not a hot check. When...