IS IT A CRIME OR CAN I BEE PROSECUTED FOR A CHECK WAS NOT PAID BECASUE I HAD CLOSED MY ACCOUNT DUE TO MY INFO BEING LOST

You cannot be prosecuted for this because under Texas law it is not a "hot check". When you gave the check to the payday loan people, it was...

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What to do about a "processor" calling me?

It is a scam. Do not give them any information or pay them anything. It is not a crime to owe a debt and you can never go to jail.

My bank account was frozen by a debt collection law firm. How do I go about rectifying this?

Unfortunately, there is probably not going to be a quick resolution to this problem. The first step is to determine who has garnished your account...

Repossessed Car in Chapter 7 bankruptcy in Texas

Yes, the remaining balance owed on the car can be included in your bankruptcy and discharged with your other debts.

Question regarding debt lawsuit

If you got a letter that means a lawsuit has been filed against you. You probably got a letter from my law firm as well, as that is one of the...

Can a debtor sue me for a credit card debt from 14 years ago?

The statute of limitations, which is how long a creditor is allowed to sue you, is 4 years from when you stopped paying on the debt. It sounds...

If I rec'd a judgement on a credit card about 3800.00 but it supposedly was bought out by someone else can the new people enforc

Yes the new creditor can enforce the judgment. If you do not respond to the post judgment discovery the creditor can file a motion to compel with...

What do I do when my ex wife was ordered to place credit cards in her name in our divorce,now I have collection calls

You have to go after your ex-wife back in the same court that heard your divorce. Unfortunately, the divorce decree does not mean anything to the...

If the repossess the vehicle they will sell it most likely at an auction. Whatever proceeds they get from the sale will be applied to the balance...

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Can a car company take legal action for surrendering your car?

If you surrender the car the finance company will sell the car, as is, typically in an auction. They will apply whatever proceeds from the sale to...