You hire an attorney to prosecute claims against Farmers. I'd suggest hiring an attorney that commonly handles homeowner's insurance claims...

Unfair Home Owner Insurance Adjuster Estimate

This happens commonly. I would suggest you speak with an experienced homeowner's insurance attorney. Farmers is kind of tricky because they have...

Refund of over payment of gap insurance. What can I do?

If an insurance company doesn't want to pay a claim you always have the option of hiring an attorney to sue them. Many attorney's take these cases...

You need to answer immediately. Many lawyers do this on a contingency fee

Hire a lawyer that knows what they are doing. Sue the agent for negligence and DTPA. Depending on the circumstances, the insurance code may allow...

Who is responsible for repairing my roof

Your insurance company could be lying to you. Talk to an experience homeowner's insurance attorney

What can I do regarding insurance fraud ? And do I have a case ?

Sue the agent and the insurance company

What kind of insurance do I need?

You are correct. Get liability insurance. Do NOT purchase insurance from State Farm. Good luck!

Very interesting. I'd imagine that the apartment complex may want to be named as an additional insured.

Sounds like defamation. Very interesting facts.