Can I protect a non-qualified variable annuity from bankruptcy if I have no 401-k?

This will depend on the exemptions of your particular state. You need to talk to an experienced local bankruptcy attorney. Often times, you can...

Do i have to sell my house after the divorce? can i just refinance and give her some money?

You might be able to come to an agreement to do that. You will probably have to compensate her at fair market value and not the original purchase...

You will need to talk to a local BK lawyer. You likely have enough equitable interest to stop the foreclosure but a local attorney will be...

Annual credit report shows a collection in my name. No written notice was received.

Unless you agreed to pay, you should dispute this with the three major credit bureaus. They are Experian, TransUnion and Equifax.

List three major changes that impact debtors who see bankruptcy protection. Identify who benefits from those changes.

Are you writing a law review article? This is for legal advice. There are ample resources by simply typing google. You might even find one of...

Can a business who has gone bankrupt come back two years after the fact to collect late fees or any other charges.

First ask them to verify the debt. Also, the debt could b valid because it could have been factored off prior to the bankruptcy.

Can I be responsible for a mortgage foreclosure if I was never on the loan papers or deed?

If you are not on the loan or deed, you should not be liable for the mortgage. If you are on the deed, you will be named in a foreclosure to force...

Their r no, free lawyers willing to take my case in lwarence county ky, and i don't have the money all i draw is SSI.

See if there is a local legal aid clinic in your area. Most areas have them. In fairness, lawyers have to feed their families too and there is no...

I have already filed for divorce with an attorney. We have not yet gone to court. I do not have enough money to go forward.

You will have to have the attorney withdraw representation. You will be able to go forward on your own. It is known as Pro Se representation. It...

I own my house outright. I would like to get some cash out of it to pay off some debts. How do I go about it?

Go to a reputable lender and ask for a loan using the house as collateral. Yet, before you do this, do you really want to take a unsecured debt...