Archived
Can a husband & wife act independent of each other in financial matters, such as bankruptcy & purchasing a house?
Gregory's answer
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Answered on October 24, 2012
Student loans can rarely be discharged. He can file bankruptcy separately but getting student loans discharged is a hard task.
Archived
Is it possible to remove a repo from your credit record?
Gregory's answer
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Answered on October 24, 2012
If the information is accurate, it will remain on your credit report for 7 years.
Archived
Can a collection agency chagre interest on an account?
Gregory's answer
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Answered on October 24, 2012
It should revert to the contract.The collection company is unable to assess something the original creditor could not.
Archived
Texas Homestead Declaration
Gregory's answer
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Answered on October 24, 2012
It does not protect you from judgments. As a homestead, it merely means very few creditors can attach to the property. An unsecured creditor...
Archived
What should I expect at a trial hearing if being sued by debt collector?
Gregory's answer
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Answered on October 24, 2012
You will need to file an answer. In the answer you assert any defenses.
Archived
I was awarded a judgment in Ohio and found out that the debtor has filed Ch. 13 but I wasn't listed in the list of creditors.
Gregory's answer
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Answered on October 24, 2012
You should file a proof of claim to get paid. It is clear you are aware of the filing.
Archived
Does an industrial disability retirement need to be reported while filing for bankruptcy?
Gregory's answer
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Answered on October 24, 2012
Yes, bankruptcy is pretty much a full disclosure area. YOU must list all income on your schedules.
Archived
Is this summons I received from a collections agency real
Gregory's answer
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Answered on October 23, 2012
It is something I would need to see to determine. I don't put anything past a debt collector. You need to call the court on the summons and ask.
Archived
I have a collection agency sending me a letter n calling for a 22 yr debit. I have a high credit rating. What do I do?
Gregory's answer
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Answered on October 23, 2012
If it is that old, dispute the debt and ask for a debt verification. It is well outside any statute of limitation. This is the second question...
Archived
I owe $15K (10-irs 5-ftb) I'm retired, (medically) am a cancer serviver, am on O2 24/7, am a diabetic, HBP. What can I do?
Gregory's answer
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Answered on October 23, 2012
You might want to contact a bankruptcy attorney in your area. From the information provided, it is difficult to give any specific advice. Go to...
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