I've never heard of a Chim Order but if there is no reaffirmation filed with the court, then you should be able to return the car without issue. ...

A Debt Collector is trying to colllect on a debt from 2007 on a cellphone bill has the SOL run out?

The Statute of Limitations comes into play if they try to get sue you. In Texas, 4 years is the statute of limitations in Texas. Send them a...

Selected as the best answer

Could I be charged with a crime?

This sounds like it would be a civil manner. Under the facts stated, I doubt a prosecutor would pursue anything. If they do, you need to contact...

What kind of legal action should I take to get someone to pay back money they owe me?

You should file a lawsuit. You should be able to file in small claims court where it is less costly and the rules of evidence are not nearly as...

Is it a crime if a person steals another person's personal Identity info and applies for a c/c?

That is a crime. You should contact authorities as well as DIscover.

I am being sued by a creditor who bought some debt from Wellsfargo and trying to collect the debt from me. What do I do in this.

If you have several of these debts outstanding,you might consider filing a bankruptcy. As for a debt buyer suing, this is a pretty common...

Removing your name from mortgage loan during/before divorce.

Usually, the spouse needs to refinance to get your name off the mortgage. The divorce decree cannot force a mortgage company to remove and only...

Should I have settled?

It sounds like you should have asserted a statute of limitations defense.

Can a ceditor garnish my wages, when I am currently in a Ch. 13?

This is likely a stay violation. Call your attorney and discuss the situation. The answer is most likely not.

Palmer, Reifler & Assoc, P.A. demanding money on an OR case for 2011. We live in TX!!

In addition, this sounds like a civil penalty and it is my understanding that is unenforceable. As was previously mentioned, send a verification...