What authority do I have to make a liability insurance company respond to confirm or deny coverage within a reasonable time?

The sort answer is if you need to file a lawsuit you are going to need an attorney who handles underinsured motorist cases. Do your homework and...

Does the insurance company still have to provide my dad with a lawyer even though he changed insurance companies?

Your father needs to determine who his insurance company was at the time of the crash and notified them immediately of the litigation. You may...

How can I make sure all future medical procedures, lost wages, and rehabilitation for my whiplash will be covered by insurance?

The truth of the matter is that insurance companies are no fun to deal with as far as car accident injuries go. They look at your medical help with...

How can I get that person to pay for all the damages?

Use your own policy to pay for your repairs- hopefully you had collision coverage. If you do not have collision coverage- you may consider small...

What are my rights? what can I do? is it true that there is nothing to do about it?

If you had car insurance of your own or are covered under your folks auto insurance policy- and they have Uninsured motorist coverage on a policy....

You should read the policy and the policy should spell out exactly the terms of the coverage. If after reading the policy, you feel you are getting...

What should I expect from the insurance company since no one got caught and how can I determine my settlement amount?

You will want to look at your own insurance policy to determine whether or not you had uninsured motorist coverage that provides benefits for this...

Can I do something about my bill ER people never told me they weren't in my network?

Many if not most hospitals will negotiate your bills down to a more reasonable amount, if you seek to negotiate the bill down with them.

If we claim it on our insurance will they penalize us instead? Is there some civil action we could take against them?

If they do not return your calls you do not have a lot of choices. The easiest approach is to turn it over to your insurance company and ask they...

IS THERE A CIVIL SUIT CASE HERE?

There is obviously a claim that can be made, but if the other driver because the accident is not covered by insurance it will be very tough to...