Can a creditor, such as a online payday loan creditor press criminal charges on you,if you dont pay your loan back?

Simply not paying back a loan is not criminal fraud.

Can I get advise for suing a travel agent in small claims court. He lied about the resort/wedding package he sold us.

When a merchant lies about goods or services to get a consumer to enter a transaction, the consumer may have a claim under the Texas Deceptive...

If I get a civil demand later.

Generally, if you pay the amount demanded in a demand letter, that is enough to settle the civil matter.

Mail harassment by company after informed by phone and email to stop

While junk mail is very annoying, I don't think it's actionable harassment. Just throw them away like the rest of us or write "return to sender" on...

Your legal remedies are very limited when you are wronged in the course of committing a crime.

If I am 17 & had sex with a 13 year old but I have messages saying she was 15 & her mom knew my age & approved of us together

Indecency with a child is a "strict liability" crime. Therefore, it does not matter how old she said she was. It does not matter how old the mother...

Can a motion to dismiss be filed before you are set for a second court date?

Assuming this is a civil lawsuit (not criminal), yes, you can file to dismiss your own claims. It does not matter that someone signed an affidavit.

What should my promissory note state?

Never make a loan (especially to people without income) if you cannot afford to not be paid back. I don't know of a kind of insurance policy that...

I live in Tennessee and a credit place sent a check that said i can deposit they are threating fraud charges i didn't pay it yet

More information is needed for a lawyer to give you a good answer to your question. Did you ask them for a loan? Generally, if a company sends you...

Yes, if the debt collector is willing.