Is it permissible to take out a 401K loan after filing Chpt 7 BK but before discharge?

Hello, It's probably going to be ok so long as at least 30 days has passed from the time of your creditor's meeting and your 401k is...

When should we know to file bankruptcy for our s-corporation business? My husband and I own an s-corporation business.

Hello, Business bankruptcies are often much more complicated than individual bankruptcies. The question you asked cannot be answered out of...

Under NC law if a person made a verbal agreement to repay for a personal loan & cell phone debt, and I sent them a promissory

You could file suit on an oral contract but you would have an exceptionally difficult time proving it. Also, suing individuals who are not paying...

Of course you can. The real question is what would you gain and how much will it cost? Lawsuits against individuals often end up in judgments...

Do you have to pay back monies that you didnt ask for.

You need to contact the bank and find out what the check was for. Some banks, like Beneficial, mail checks to people but it actually is just a...

Can I be arrested for not paying my car payment?

No, you can't be arrested. If it is not the original note holder calling you, you should be covered by the Fair Debt Collection Practices Act...

Can I be forced to pay my friends bill just because I said we were married to get his info, even though we are not really marrie

I'm not sure what you mean by "get his info", but if you lied on a credit application, you could have larger issues than just being responsible for...

What if an unsecured creditor wins judgement against me and levies my bank account but my wages are direct deposited?

Once your paycheck hits the bank account, it is not going to be considered wages anymore. You must demand on a paper check and cash it a...

Am I responsiber for spouse's payday loan?

Hello, Unfortunately, you are probably going to need an attorney to fight the validity of your signature and prove that the debt was...

There is a man calling saying he is representing an online payday loan and that I have not paid them and am going to be arrested

I'm sorry this is happening. In my practice, in the last several weeks, we've had at least five referrals with these sets of facts. ...