Archived
I have an issue with a credit debt from my ex husband. we divorced over 4 years ago, he filed bankruptcy about 1 year ago,
Michael's answer
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Answered on July 10, 2013
You need to contact the district attorney office and file an identity theft report. Report the account as not being authorized.
Archived
My ex wife filed chapter 13 and listed me as a creditor in Texas.
Michael's answer
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Answered on July 10, 2013
The accounts that you had together will show in bankruptcy and drop your credit score. other issues would need to be trouble shoot-ted with a...
Archived
Is my homestead in danger in Texas if you are renting an apartment?
Michael's answer
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Answered on July 10, 2013
Your homestead is no longer your homestead. You have to live there to claim. It could be that you moved out temporary because of work, but you...
Archived
Texas Homestead confusion.
Michael's answer
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Answered on July 10, 2013
You need to file the form for tax purposes. Depending on when the judgment was taken against the wife and also the purchase date of the property,...
Archived
I live and work in Texas, my former landlord from Ohio has a small claims judgement against me, can they garnish my wages in TX?
Michael's answer
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Answered on July 09, 2013
If your wages are in Texas then no, if the wages are going through a payroll service and the bank crosses state borders, then the wage garnishment...
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Archived
Collection Agency put $9000.00 lien against our primary residence in Texas and we need help
Michael's answer
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Answered on July 09, 2013
They can cloud title but cannot foreclose
Archived
Will a homestead exemption on our primary property protect us against a collection lien in Texas?
Michael's answer
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Answered on July 09, 2013
If the property was not homesteaded before they liened up, then you will have some problems with clear title when you try to sell or refinance. ...
Archived
I was sued in 1997 from a credit union for an unapid credit card. The debt collector just took all my money. What do I do?
Michael's answer
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Answered on July 09, 2013
You could file a chapter 13 bankruptcy and if you would be able to claim the property in the bank as exempt under the federal exemptions, you may...
My vehicle was towed from my apartment complex, what to do?
Michael's answer
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Answered on July 09, 2013
I would take very good pictures of the location, send a demand letter requesting your money for the tow and some money for time. Then if no...
Can I be sued for a 17 year old credit card debt.
Michael's answer
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Answered on July 09, 2013
If there is a judgment, you once upon time had to defend the "zombie status" of debt. Since you did not pull out the guns and you let "zombieland...