Archived
We are disputing a hospital bill and cannot get any answers. Now we have a summons.
Michael's answer
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Answered on August 06, 2013
It is time to hire an attorney. I suggest NACA, National Association of Consumer Advocates
Can I legally close my bank account if a collection agency is threatening a lawsuit? Does that allow me to avoid a future levy?
Michael's answer
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Answered on August 06, 2013
yes
Archived
I abandoned an apartment in NV 4 years ago. Are they able to sue me, garnish wages, or levy bank accounts now that I live in TX?
Michael's answer
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Answered on August 06, 2013
Texas does not allow wage garnishment, but the issue is whether or not your employer uses a national payroll service. Also, was jurisdiction...
Can the BAH I receive from my GI Bill be garnished for past debt to the government?
Michael's answer
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Answered on August 06, 2013
The collection rights of the federal government is governed under federal law. You would need to contact your JAG command to see what to do.
Archived
I paid my cars off along with credit cards with a debt consolidation loan, will the cars be a problem if I file bankruptcy?
Michael's answer
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Answered on August 06, 2013
The vehicles would need to be exempt if you file a 7. I see no problem in a 13 so long as you pay any overage on the allowed exemption into the...
Archived
Is verbally admitting to a debt enough to restart the statute of limitations in TX, or does it have to be in writing?
Michael's answer
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Answered on August 06, 2013
You need a transaction not a statement
Archived
How do I negotiate in writing with a debt collector?
Michael's answer
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Answered on August 06, 2013
Looks good, but always best to hire an attorney
Archived
Debt collection scam, do we need a lawyer?
Michael's answer
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Answered on August 06, 2013
Your evidence is all circumstantial as to the fraud when someone is trying to serve you. You should accept service and then take the pleadings to...
Archived
Debt Collector Contacting Employer after Judgement
Michael's answer
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Answered on August 06, 2013
They are supposed to take the judgment to Texas to domesticate the judgment. A phone call will not likely get them in trouble. If they cut a writ...
Archived
I have been wrongfully billed by a cable company and my credit has been ruined, should I sue?
Michael's answer
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Answered on August 06, 2013
If you applied for credit and your credit has been impacted such that you were denied because of this event, then you have a cause of action...
