This would be correct but you can do two things: 1. Send someone in your place to do the pick up and drop off 2. File a modification and ask for...

Can two garnishments be taken out of your paycheck at the same time ?

Two garnishments would mean two judgments. I would suggest a bankruptcy

Send a letter or do it online and wait for 30 days to see what happens

On 07/15 HSBC turned my debt over to collection. They have been accepting payments on this for 3 years. Can they do this?

yes, they can do this.

I filed a complaint with the Superior Court of NJ, Special Civil Part to evict a roommate from my house.

You should hire a creditor attorney. Most charge less than $1,000 for this service, which is a deal

What can I do? private student loan lender puts loan in default after my cosigner bankruptcy even though loan is not yet due.

There is something called a co-debtor stay for collection. For reporting issues not much you can do but attempt to pay on it if you have the money

Collection co. from NY sent letter stating I owed from a lease (credit card machine) from 1999?

Statute of limitations in Texas is four years. Check the statute in New York and if passed, the suit would be time barred. You would need to...

Texas under Texas Code of Criminal Procedure Chapter 103 it states that a Lawyer or collection agency can not charge more than

Sounds like a class action suit to me

If I have a judgment from a small claims JP court, and the defendant does not own property, can I attach to car or wages?

You cannot attached wages, maybe a car if they have more than one.

I am on food stamps and a collection agency says they will garnish the stamps paid. Can they?

No they cannot. You are safe from Garnishment of wages and food stamps in Texas