Foreclosure/Bankruptcy

Chapter 7 will not resolve your issue to the extent that you won't be able to keep/stay at your house. Chapter 7 is also called a liquidation...

Should i retain a lawyer while trying to avoid foreclosure on my home. can reinstatement costs be negotiated?

Hiring an attorney is not essential but may be beneficial in the long run. Negotiating directly with the citimortgage is something that you can do...

How to save a car in execution process

I agree with Mr. Ronald Kim. Filing a chapter 13 bankruptcy will give you the opportunity not only to keep your car but also consolidate the...

Creditors, including hospital bills, sometimes sell the debt that you owe them to a 3rd party debt collection agency. Once that occurs, the...

I filed a law suit for a benzene leak(personal injury)which has effected my health in 2010

When you file for bankruptcy, it creates something called a "bankruptcy estate". The Bankruptcy estate includes all your current assets, interest...

I foreclosed in California and my HOA is trying to file a judgement for over $10K of HOA fees.Can the judgement follow me to FL?

Unfortunately, the judgment can follow you wherever you go (at least within the borders of the US). You have "personal liability" in the debt...

Withdrawal from 401k after confirmation of Ch. 13 plan? (Central District Ca.)

When in a Chapter 13, any "new" debt incurred must be approved by your Judge. As stated above, it sounds like you are talking about a 401k loan....

I agree with Mr.Barjenbruch (above). Hiring an attorney may be advisable but you must consider the cost of attorney fees compared to the...

If I totaled my truck and received insurance check. I have not filed bankrupcy yet. Will it be taken as income?

Your insurance check is not taxable income for purposes of taxable income under the IRS or bankruptcy as long as it was for the repair or...