Questions answered by Nima Taherian

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I plan to file Bankruptcy; however I wanted to know if I were to file before my Fiancé and I get married; will it hurt him?

Nima's answer | Answered on January 30, 2012

NO....bankruptcy is not an inherited status...it will only show up on your credit report...even if you were married and you only filed, you only...

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Can we cram down our mortgage on rental property in chapter13?

Nima's answer | Answered on January 30, 2012

Stripping off the arrears on the HOA is pretty common if your house value is less than the balance of the first note. If you want to pay only...

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Can creditors agree to subordinate claims during automatic stay?

Nima's answer | Answered on January 30, 2012

Not sure what you mean by "subordinate my claim". If you are an unsecured creditor, then everybody in that class is treated equally and recieves...

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Bankruptcy Trustee taking tax return check

Nima's answer | Answered on January 30, 2012

First is it a chapter 7 or 13? Chapter 7, then really depends whether your exemptions will allow it. It seems NV exemptions are pretty tight....

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I am trying to figure out how to help my mother with some credit card debt $16K that she can't afford to pay back.

Nima's answer | Answered on January 30, 2012

You have a couple of options: 1. Try to settle with them and explain the situation, do not mention the house... 2. File a chapter 13...

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If you file chap. 13 bankruptcy to stop foreclosure, what happens if you later are unable to continue making mortgage payments?

Nima's answer | Answered on January 30, 2012

If their is no equity in the house, then there is no economic benefit for you to stay in it. You have to also balance out wether renting a place...

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Can lien be placed on my home after default of SBA loan?

Nima's answer | Answered on January 30, 2012

you have to read your agreement with the lender...the lien may already be in place..however if it hasn't then they have to sue you and get a...

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UNMARRIED PROPERTY OWNERS CAN WE KEEP THE HOUSE IF ONE PERSON FILES BANKRUPTCY AND HAVE A HOUSE UNDER WATER.

Nima's answer | Answered on January 30, 2012

Whoever files for bankruptcy is entitled to the protection. You are not clear as to: 1. Whether you are behind on the homes. 2. Whether you...

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If a writ of execution has been executed on my bank account and I don't have money to pay creditors what do i do?

Nima's answer | Answered on January 30, 2012

Once the money is taken it's gone...the only way to stop them from taking money from your bank account it is to either appeal the suit (if you...

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Can i take my mom out of my title while we are both in chapter 13 confirm

Nima's answer | Answered on January 30, 2012

You may have a problem because if you alter the ownership of the title, then that can constitute a breach of contract and gives the lienholder an...

Nima Taherian's Answers (54)

I plan to file Bankruptcy; however I wanted to know if I were to file before my Fiancé and I get married; will it hurt him?

Can we cram down our mortgage on rental property in chapter13?

Can creditors agree to subordinate claims during automatic stay?

Bankruptcy Trustee taking tax return check

I am trying to figure out how to help my mother with some credit card debt $16K that she can't afford to pay back.

If you file chap. 13 bankruptcy to stop foreclosure, what happens if you later are unable to continue making mortgage payments?

Can lien be placed on my home after default of SBA loan?

UNMARRIED PROPERTY OWNERS CAN WE KEEP THE HOUSE IF ONE PERSON FILES BANKRUPTCY AND HAVE A HOUSE UNDER WATER.

If a writ of execution has been executed on my bank account and I don't have money to pay creditors what do i do?

Can i take my mom out of my title while we are both in chapter 13 confirm