Do I have to wait until I recieve a judgement from the collection agency before I can sue my old roomates for not paying?

Ok, the main issue is related to what the Judge said. What damages have you incurred? If you end up paying or have paid on this debt, then you...

My husband and i sold our home in kansas on contract. The people are on SSI/Disability can there checks be garnished?

Social Security payments cannot be garnished for this type of debt. The Federal government can garnish SSI checks and maybe for child support, but...

Debt

You will need to ask this as a question; it's not clear what you are requesting. The phone people likely cannot pursue in another country because...

Is it legal for 1st party credit card companys for call my cell phone after i told them not to

If it is your original creditor, then they are not under the FDCPA and can call you. The requirement that calls are made at a time convenient for...

Can NJ judgment for wage garnishment be enforced in SC?

Good question and to one that I have no absolute answer. The answer is maybe. I live here in Texas which also bars wage garnishments, but that...

I want to reaffirm my mortgage.how can i do this after my ch 7 bankruptcy has been discharged?

Your lawyer is correct; Wells Fargo does not prepare reaffirmation agreements on mortgages normally. I don't know of any Court that allows you to...

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