Is it legal in Florida to be charged an insufficient funds fee if you gave a company a check and they ran it as a debit card and

It sounds like a payee or the bank is charging an impermissible fee, if the check was good when presented to the bank, and someone failed to...

I am being sued by a credit card company for just a hair over 2k.

Yes, you should have an experienced debt defense attorney assist you, if you are being sued. If you represent yourself, it is very unlikely that...

My wife and I loaned my daughter and her husband $24,000 around 11 years ago for a down pmt. on a house. They never paid back.

You can remind the ex son in law, but being successful in litigation is highly unlikely, at this remote date.

What should I do when I can't get in contact with a bank representative?

Try again, or visit a branch bank.

Can a creditor legally take money out of a joint bank account without informing you of the process or action against you?

Bank accounts can be garnished to pay for a judgment, but they are subject to your showing the funds seized are exempt, and should be...

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Forclosed 8/2010 the 2nd bought by collection Co. This is only debt besides current credit cds would it be wise to file bankrupt

If your debts are overwhelming, then you would likely benefit from consulting an experienced bankruptcy attorney. There is no indication of how...

If a person purchases a dog with a financing contract they are to make installment payments, is that a secured creditor?

Yes, most any property can be secured as collateral if provided by the agreement, and then the creditor would be secured. To foreclose a dog is...

If a judgement has been issued against me for past evictions, along with credit card debt, can my only vehicle be taken away?

For reliable information, you may wish to consult an experienced local attorney, because collection agencies are notoriously unreliable in making...

CAN THEY GARNISH YOUR WAGES FOR AN INTERNET PAY DAY LOAN. I LIVE IN LOUISANIA AND THE PAYDAY LOAN COMPANY WAS IN DELAWARE

Should there be a lawsuit, followed a judgment against you, then wages likely are at risk, either with a Delaware judgment that becomes...

Do i need 2 report money obtained through garnishment 2 the I.R.S. or file taxes on it?

There are tax factors involved, better answered by contacting your tax adviser. In general, if this money is for child support, it is likely...

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