Archived
Triple A collections wiped out my bank account since she owed them! It's my bank account not hers! Did they do this legally?
Peter's answer
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Answered on October 17, 2012
Joint accounts have this problem, because it is not the bank that needs to know whose money is in it, before it can be frozen.
Likewise, the...
Archived
How do I help an incarcerated relative file for bankruptcy?
Peter's answer
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Answered on October 17, 2012
You can help gather materials for your mother, locate an attorney, and begin preparations, but she is the one that has to sign papers and file and...
Archived
Will a mortgage lien have a negative impact on my reverse mortgage application?
Peter's answer
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Answered on October 17, 2012
Whether or not a student loan judgment has any effect on your homestead application, depends on the policy of the lender.
Texas law will not...
Archived
Ford motor repossesed my car and then i filed chapter 7 a year after that. Ford Motor Credit has since taken my tax returns.
Peter's answer
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Answered on October 17, 2012
With the facts of your inquiry, Ford is not allowed to collect on a debt, by seizing your tax return, after you received a discharge.
I know of no...
Archived
I'm sued by a credit union for a remaining balance of a foreclosure house in Florida My annual income is $46.000
Peter's answer
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Answered on October 16, 2012
Credit unions are sometimes more persistent in collections, and are granted some special privileges in bankruptcy, such as cross collateralization...
Archived
What legal measures can be taken on me for a voluntary repossession for the remaining balance of the debt?
Peter's answer
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Answered on October 16, 2012
This a standard collection procedure, to establish damages by selling the collateral, in a commercially reasonable manner, and suing for a...
Archived
My ex filed bankruptcy and included a motor home we jointly own, now they're threatening to repo but I'm paying the monthly note
Peter's answer
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Answered on October 16, 2012
The lender seems incorrect to threaten repossession, if the obligation is current as to payments, and if you are a non-filing joint owner.
Your...
Archived
I am being sued by a finance company in Indiana. I live in Florida and always have. I can not go to Indiana for court.
Peter's answer
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Answered on October 16, 2012
You should retain an experienced debt defense attorney, to represent you, and to possibly challenge the venue in Indiana where the case is...
Archived
I have a judgment on my credit in the amount of $7,500 . I want to no if I can file a chapter 7 or 13 to remove it?
Peter's answer
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Answered on October 16, 2012
Most judgments can be discharged in bankruptcy, and determining if chapter 7 or 13 is for, should be addressed by a review of your financial...
Archived
How long can a debtor come after you is there a timeline on that sort of thing its been 13 or 14 years
Peter's answer
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Answered on October 16, 2012
If it has been 13 or 14 years since you lst made a payment on this account, it seems that you have a defense of the statute of limitations, should...
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