When should we consult a lawyer about bankrupcy if we have huge credit card debt? We have not been able to make pymts for 3 mos.

You should consult with an experienced bankruptcy attorney, when you are unable to pay your liabilities as they come due, and before you liquidate...

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My wife will go into default on her student loans, can that affect my credit and wages?

With the facts in your inquiry, your credit will not be affected by a default of your wife's student loans, provided you have not agreed to be an...

Can a credit card company get a judgment against me while accepting payments I make through a debt management plan?

This fact situation is indeed unusual, because there appears evidence that the creditor has accepted more than one settlement payment, which by...

I have defaulted my student loans. If I am put on the title of a truck as co owner can a lien be placed on this truck?

No, your default on student loans will not likely cause a lien to be placed on a co-owned truck title, with the facts of your inquiry. Liens on...

Will my lawsuit for retaliation against my employer be non-dischargeable even though they filed for Chapter 11 bankruptcy?

Yes, your complaints may be non-dischargeable, if you are diligent in preserving your rights in bankruptcy, as a creditor. You usually have to...

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As a paid member of a church staff who only gets handwritten church checks (no stubs) how would I prove income in a Chapter 7

Proof of income can be shown with records provided by your employer, such as a w-2 statement attached to tax returns, a statement or another...

Do I need a real estate attorney or a personal injury attorney?

If your health is being affected, then you should consider the easiest and fastest solution, which is also likely the least costly for you, which...

I am a Children's Pastor at a church. If I file for chapter 7 protection, will the church I work for have to know about it?

No, with the facts in your inquiry, your employer will not be notified, if you qualify for filing chapter 7.

Would it be discrimation if a employer did not hire you because of bad credit in louisiana?

Your inquiry does not state if your bad credit involves the filing of bankruptcy. There may be limited protection to those who have a discharge,...

I'm being sued for secured debt in Texas what can happen?

If you are being sued, there can be a judgment against you for the account charged. The facts you state do not indicate that a secured debt is...