Would it be easier to declare bankruptcy?

You need not worry until you have something to worry about, because there appears no liquidated claim or debt against you at this point, and...

If I am in a chapter 13 bankruptcy and my vehicle which is paid off gets totaled, can I buy another with insurance money?

The usual procedure in the districts I practice in, is to get court approval to incur debt or to purchase another vehicle. The proceeds should...

I'm currently getting garnished for a car. Can they garnish my remaining balance or do I have to pay if its already been resold

If your wife did not sign the contract that you defaulted on, it is unlikely she has liability that can can result in garnishment. As to how much...

Can I go bankrupt? if so what can they do?

Many more factors should be examined, to see if you should file bankruptcy. Your other debts may be dischargeable, but the conservator related...

I am sorry for your loss. You should advise your bankruptcy attorney of your concerns. The policy should have been listed as an asset in your...

Can a civil judgement from 7 yrs ago be overturned? Can i go back 2 court to argue original judgement.

It is probably to long after the judgment to go back to present any new matters, you may be able to discharge this in a bankruptcy, if you qualify,...

Unfortunately i am going for bankruptcy after waiting 1 year on my unresolved debt.

There are three credit bureau reports to review, if you are trying to do it yourself, which is not advisable. An experienced bankruptcy attorney...

I got divorce 2 years ago in PA and I signed a quick deed to the house. She is now filing for bankruptcy. Do I have any options

Splitting profits is not likely with these facts, and you probably remain liable to the lender until there is a sale, and then there may be a loss...

CREDITOR MEDIATION SERVICES. wants me to pay debt made in 2008. by my now deceased spouse made w/o my knowing, using my SS#

There appear two general issues in your post The first issue is the entirely illegal and abusive collection conduct you appear to be subjected...

I filed bankrputcy and my mortgage was included. My mother is also on the mortgage will this affect her credit negatively?

If the mortgage is timely paid by you, there likely will be no affect on your mother as a co-signer, she remains liable on the mortgage until the...