I had a credit card from the target store in 2001 and it went to collections. The account was closed in 2002 can they still sue?
Peter's answer
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Answered on October 11, 2013
Yes, you can be sued, because there is a debt that you owed, but you likely have a defense that must be raised so that you can avoid having a...
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What should I do to get my $8000 back? She tricked me on purpose and used bankruptcy documentation to legally steal my $8000
Peter's answer
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Answered on October 11, 2013
Restated, your post indicates this company filed bankruptcy two weeks before you gave $8,000 to her personally, under a written agreement you had...
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I have a wage garnishment for a law suit, can I file bankruptcy to wipe off that debt.
Peter's answer
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Answered on October 11, 2013
Yes, if you qualify to file bankruptcy, and if there are no special exceptions, this debt is dischargeable along with the garnishment.
Good luck
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Can my new husband file bankruptcy by himself without it impacting me or my credit?
Peter's answer
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Answered on October 11, 2013
Yes, your husband can file by himself, if he qualifies.
There is no effect on your credit, unless there are joint accounts with your husband, and...
Archived
If a judgement is zeroed out during a bankruptcy proceeding; will it remain on y credit report? How long?
Peter's answer
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Answered on October 11, 2013
Judgments can be reported as public records, usually for 10 years, same for filing of bankruptcy, after which time it is stale, and should be...
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Ohio Bankruptcy law regarding joint ownership of a motor vehicle.
Peter's answer
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Answered on October 11, 2013
If qualified to file jointly, the exemptions double.
The exemption law chosen applies separately to each spouse. Thus, it is generally possible to...
Archived
College Debt
Peter's answer
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Answered on October 11, 2013
If you pay in full, there can be no unreasonable delay to provide a college transcript.
If delay causes you financial harm after the account is...
Archived
Is it smart to have someone served papers at their work when you want to follow by garnishing wages?
Peter's answer
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Answered on October 11, 2013
If you plan on litigation, service of citation should be made, in a manner to provide actual notice to a debtor.
There will be the same notice,...
Archived
Do I have the right to have payments show on account statement from creditor?
Peter's answer
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Answered on October 11, 2013
Keep all evidence of your payment, you likely willl need it with this account.
There is no right to have payments shown on statements, it is just...
If a collection agency is out of state, what jurisdiction would the case be under, and what is the maximum they can charge?
Peter's answer
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Answered on October 10, 2013
The state where the debt was incurred and litigated is the starting place, if you want to determine jurisdiction. The collection agency state has...
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