Does ch. 13 bankruptcy require the HOA to accept less than what it alleges it is owed? Or do they get 100 per cent over time.

Your post requires an interactive response. What you seek, as an acceptable goal, as well as what the specific amounts and facts are, require a...

Bankruptcy: Is legal separation in California is equal to divorce in the eyes of bankruptcy court?

A legal, court ordered, separation allows one party to file bankruptcy without generally including the separate property or earnings of the...

Can I file 7 and keep my home, IRA and car?

I am sorry for your recent loss. To be sure if you can keep your home, IRA and car, you should confer with an experienced local bankruptcy...

The debt collector had a communication with the third party.

To recover statutory damages for a federal law, you generally need to be in a federal court, and the typical venue is the federal district court in...

My mother's co-op in NY is going bankrupt. Is it possible for her to be relieved of her obligation to her bank for her mortgage?

There may be several scenarios for relief from the mortgage, the most predictable is if your mother files a chapter personally and surrenders the...

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Do I have any legal options in regard to a medical claim that is most assuredly affecting my credit rating?

The past due medical billing can cause harm to credit if reported, and you should continue to encourage these providers to properly submit their...

You should confer with an attorney experienced in tennants rights, because you have rights that may require further enforcement. A collection...

If I filed a Chapter 13 before and now I am filing my 2nd Chapter 13, does the automatic stay only last 30 days?

There is no postponement of seeking to extend an automatic stay, if you fall into that issue. If there was no prior case pending in the year...

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If i bounced multiple checks at similar locations and try to claim bankruptcy what will happen? And is this non-consumer debt?

There may be trouble ahead to claim bankruptcy. Issuing numerous bad checks at a grocery for cash back, without further facts such as amounts...

Do all the schedules need to be filed under Chapter 7 Bankruptcy?

It is better to have legal guidance as to how to fill out and file the proper forms, because the clerks and the court are not allowed to provide...