On Chapter 7 Statement of Intentions I checked reaffirm, but changed my mind, what should I do

Probably do nothing, just do not reaffirm, and be ready to surrender the car, keeping it insured until the lender has accepted its...

Sued and default judgement entered/garnishment in process by one of my creditors in my chapter 13 bankruptcy. Can they do this?

In my opinion, you should consider retaining an attorney, and both appear in the wage garnishment case in a few days, together with an official...

Is a new developer an HOA successor or assign when the lots purchased were bank owned due to bankruptcy..

A developer is likely a class B membership, to promote the creation of further owners, not as a successor or assign of the bank. Further...

These facts should have no effect. If you are within 180 days after having filed chapter 7, your later marriage should not affect the filing...

Can I open my own checking account in my name since the judgment is against my husband?

Yes, with the facts of your post, you can have your own account, separate from your husband, without him being able to sign on the account, and...

Hi, I have a question regarding a a credit card account that went to a collection agency.

You can always seek to clear up your credit bureau reports, inaccurate information or stale reports which are over 7 years old, and if that...

I took out a payday loan in 2004 and didnt pay it back they are now saying they are taking me to court is this possible

If the original creditor or a debt buyer is contacting you now after 8 years, they likely have to deal with the statute of limitations defense you...

Yes, a reasonable deposit can be requested to maintain service, and you could request it be paid in installments, or seek service with another...

Can a bank file a judgement on me and just start garnishment on my wages?

If you have reasons that can exempt or reduce your liability for garnishment, you must present them or retain an attorney to assist you. If your...

My attorney did not add a class action lawsuit I was a part of to my chapter 7 bankruptcy in Forida. Discharged in June 2011.

Undisclosed assets can have consequences, unhappy dependent on the amount involved. There may be a right of the trustee to reopen, but it is not...